One habit. Four steps.
Join
$4.99 a month or $49.99 a year, billed on the web. If you don’t use a single perk in your first 30 days, we refund your first month.
Scan
Scan the code on the Exchange stand before you pay. Two seconds. Nothing for the cashier to do.
Stamp
Four stamps across the city complete your Passport. Founding Members go on the Registry in join order.
Build
Exchange Academy is free: 20 lessons for building what's next.
A welcome at every Founding business.
Every Founding business offers a Welcome Perk for your first visit. And if you don't use a single perk in your first 30 days, we refund your first month.
Get on the wall.
Every Founding Member is listed on the public Founding Registry. Names appear only with the member's permission: first name, last initial, neighborhood.
The Registry opens with the first Founding Members. Claim your number and your name goes here, only if you opt in.
From customer to owner.
Four pillars, 20 modules, free for every registered member. Finish all four plus one Build mission to become a Certified Exchange Builder.
Entity Formation
Pick the right structure and file it.
Tax Strategy
Quarterly taxes, deductions, records.
Money Management
Cash flow, separate accounts, budgets.
Investing
The basics, before you need them.
Before you tap in.
Is it worth $4.99 a month?
Every Founding business has a Welcome Perk for your first visit, and member perks keep coming every time you tap. If you don't redeem a single perk in your first 30 days, we refund your first month automatically.
Where can I use it?
At every Founding business on the map, starting in 18th & Vine and the Crossroads, with new businesses joining every week.
Do I have to change how I pay?
No. Scan the code on the Exchange stand at the counter with your phone, then pay however you already pay. The cashier just looks at your screen. There's nothing for them to scan, press or learn.
Is my location tracked?
Perk reminders run on your phone. Our servers never receive your location coordinates, and you can turn reminders off anytime.
Isn't this just another directory?
A directory tells you where to go. The Exchange verifies that you went, rewards you for going back, and gives the business proof of what worked.
My favorite spot isn't on here.
Tell us in the app. Every request goes straight to our merchant team, and we'll bring them in.
Can anyone join?
Yes. The network exists to keep money circulating through Kansas City's Black-owned businesses. If you shop there, you belong here.
Who's behind this?
A Kansas City team. The Black Exchange is operated by The Black Exchange LLC.
What if I cancel?
Cancel anytime from your account on the web. No calls, no forms.
What does Founding mean?
Founding numbers go to the first 1,000 members. If they aren't gone by December 31, Founding closes that night anyway. Founding Members keep their number on the Registry.
When am I charged?
Join before December 4 and billing starts on launch day. Cancel before then and you're never charged. After launch, billing starts the day you join.
The Founding 100 is open.
Three months free at Growth level: $40/month in campaign credits, a counter stand and a hand-built Growth Diagnostic. Zero cashier actions. No new POS. After month three, plans start at $19.99. No per-event fees.